May Insurance Services specializes in underwriting used car dealerships and franchised auto dealership insurance and package policies to cover major exposures. Used automotive dealers must average selling 10 cars per month and have been in business for at least two years.
Coverage: Admitted and non-admitted options with an A+ rated carrier
Availability: In most states (broker appointment required for Dealership Garage Package)
Auto inventory and garagekeepers
Garage liability
Property
Commercial auto
General liability
Umbrella
Crime
Employment practices liability
Errors & omissions
Rating profile
EPLI/crime application all states other than Washington
Employee lists, title, driver’s license #, date of birth
Loss runs 4–5 years
Acord 125
Acord 130 if submission includes workers' compensation
Current NCCI Experience Modifier Worksheet if quote includes workers' compensation
