May's dealer open lot insurance programs provide coverage for owned auto and truck inventory held for sale.

Coverage: Non-admitted with an A+ rated carrier

Availability: In most states across the country, with A+ rated carriers only

Limits: Up to $100 million per location with higher limits available upon request

Target markets

  • Auto dealerships, truck dealerships, motorcycle dealerships, RV dealerships

Program highlights

  • Broad coverage including earthquake

  • Program includes aggregate wind/hail deductibles; terms will vary by state

  • Flood coverage options available for most dealerships with flood exposures

  • Competitive premiums

  • Streamlined application process

Submission requirements

  • Auto Physical Damage supplemental application

  • Loss runs (5 years)

  • Copy of current declaration page(s)

  • Copy of front page of financial statement

  • Expiring premiums by line of coverage

If you have any questions, please contact a representative at